Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 104,991 4,991 4.99
HDFC Dynamic Debt Fund - Growth Option 100000 108,463 8,463 8.46
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 4,991 Not Applicable Not Applicable 1,497 3,494
HDFC Dynamic Debt Fund - Growth Option 8,463 Short Term Not Applicable 2,539 5,924

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Submit
Data as on - 22-10-2021
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Franklin India Dynamic Accrual Fund-Growth 05-03-1997 0.06 17.16 5.98 6.85 7.18 8.24 8.64
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.59 11.67 8.8 4.8 5.05 7.86 7.78
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 1.81 8.55 8.81 7.29 5.43 8.04 8.45
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 0.52 6.62 7.09 7.52 6.87 - 7.0
Baroda Dynamic Bond Fund - Plan A - Growth Option 30-06-2012 1.56 6.17 6.72 4.18 4.43 - 7.01
IDBI Dynamic Bond Fund Growth 21-02-2012 1.21 6.06 8.07 7.51 5.11 - 6.22
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 1.4 5.47 8.97 9.4 7.93 9.98 8.87
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.65 5.14 4.53 5.44 4.31 7.59 7.73
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 1.65 5.13 4.52 5.43 4.3 7.59 7.45
Indiabulls Dynamic Bond Fund - Regular Plan - Growth option 30-11-2018 0.74 4.8 5.58 - - - 7.02
Tata Dynamic Bond Fund- Regular Plan - Growth Option 03-09-2003 0.73 4.68 6.87 7.31 6.02 8.02 6.83
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.26 4.43 7.91 9.59 7.94 8.98 8.54
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 0.67 4.14 8.66 9.81 7.64 8.71 8.59
Quantum Dynamic Bond Fund - Regular Plan Growth Option 01-04-2017 0.72 3.9 7.09 8.44 - - 7.05
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 0.68 3.48 6.86 8.4 6.23 8.45 6.63
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.15 3.34 7.67 9.52 6.81 8.5 7.06
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.8 3.34 6.18 8.54 7.36 - 8.07
JM Dynamic Debt Fund (Regular) - Growth Option 25-06-2003 0.99 3.31 5.35 5.82 6.47 7.47 6.74
Mahindra Manulife Dynamic Bond Yojana - Regular Plan - Growth 01-08-2018 1.62 3.05 4.67 5.64 - - 5.38
Edelweiss Money Market Fund - Regular Plan - Growth Option 27-06-2008 0.97 2.86 4.94 8.37 6.21 7.22 6.5
BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option 06-02-2009 1.66 2.86 6.17 7.48 6.31 8.31 7.7
IDFC Dynamic Bond Fund - Regular Plan B - Growth 01-12-2008 1.61 2.64 7.55 9.63 7.48 8.96 8.23
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 10-03-2017 1.44 2.62 6.34 8.59 - - 6.53
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 1.65 2.6 6.78 9.06 7.29 8.57 6.02
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.5 2.58 6.71 8.43 5.78 - 6.99
BNP Paribas Flexi Debt Fund Monthly Income Distribution cum Capital Withdrawal Option 09-08-2004 1.85 2.41 5.24 5.69 4.46 - 7.82
HSBC Flexi Debt Fund-Growth 05-10-2007 1.73 2.27 5.42 7.71 5.6 7.48 7.79
L&T Flexi Bond Fund - Regular Plan - Growth 24-08-2006 1.62 2.09 6.26 8.15 6.47 8.51 5.89
BNP Paribas Flexi Debt Fund Growth Option 23-09-2004 1.85 2.07 5.61 6.86 5.73 - 7.72
HSBC Flexi Debt Fund-Reg.Growth 05-10-2007 1.74 2.02 5.16 7.45 5.33 7.21 7.49
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option 29-05-2009 1.75 1.75 5.49 7.05 5.81 7.96 7.39
ITI Dynamic Bond Fund - Regular Plan - Growth Option 15-07-2021 1.29 - - - - - 1.18