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Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 105,406 5,406 5.41
HDFC Dynamic Debt Fund - Growth Option 100000 106,793 6,793 6.79
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 5,406 Not Applicable Not Applicable 1,622 3,784
HDFC Dynamic Debt Fund - Growth Option 6,793 Short Term Not Applicable 2,038 4,755

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

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Data as on - 22-09-2023
Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Quantum Dynamic Bond Fund - Regular Plan Growth Option 01-04-2017 0.96 8.05 5.06 5.11 7.32 - 6.55
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.14 7.99 4.2 4.52 7.6 7.66 6.77
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 1.42 7.58 4.86 4.76 7.63 7.7 5.95
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 1.31 7.44 5.26 5.77 7.83 9.17 8.42
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option 01-01-2013 1.69 7.29 - - - - 5.56
Baroda BNP Paribas Dynamic Bond Fund-Defunct Plan - Growth Option 01-01-2013 0.0 7.28 - - - - 5.66
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 0.7 7.04 4.03 4.56 6.8 7.35 6.4
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 0.66 6.88 3.79 4.61 7.61 7.86 7.9
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.23 6.85 5.91 6.18 5.82 7.08 7.58
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 1.23 6.85 5.91 6.18 5.81 7.07 7.28
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth 01-12-2008 1.61 6.79 3.11 3.64 7.29 7.57 7.58
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 1.72 6.63 3.27 5.55 5.91 6.98 8.1
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.5 6.62 2.47 3.27 6.33 6.33 6.31
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 0.52 6.54 4.74 5.73 6.51 7.27 6.61
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.3 6.39 3.79 4.53 7.4 7.97 7.96
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option 29-05-2009 1.75 6.29 3.48 3.39 5.82 6.88 6.9
JM Dynamic Bond Fund (Regular) - Growth Option 25-06-2003 0.98 6.15 4.41 4.42 5.4 6.85 6.54
Edelweiss Money Market Fund - Regular Plan - Growth Option 27-06-2008 0.96 6.14 4.44 3.96 6.9 6.98 6.25
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 05-03-2017 1.12 6.13 2.93 3.22 6.57 - 5.56
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth 01-08-2018 1.58 6.13 2.56 3.08 4.56 - 4.43
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.56 6.1 9.69 9.14 5.92 7.47 7.77
HSBC Dynamic Bond Fund - Regular Growth 01-01-2013 0.76 6.07 3.66 3.76 6.5 7.4 5.67
ITI Dynamic Bond Fund - Regular Plan - Growth Option 14-07-2021 1.19 5.68 4.05 - - - 4.41
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.64 5.63 3.4 3.83 6.61 7.36 7.33
Groww Dynamic Bond Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option 30-11-2018 1.45 5.41 3.44 4.41 - - 5.63

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