1. Home
  2. Mutual Funds Research
  3. Fixed Deposit vs Debt Funds

Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106,975 6,975 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 101,258 1,258 1.26
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6,975 Not Applicable Not Applicable 2,093 4,883
HDFC Dynamic Debt Fund - Growth Option 1,258 Short Term Not Applicable 377 881

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Submit
Data as on - 13-04-2026
Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 05-03-2017 1.02 5.86 6.73 6.38 5.0 - 5.86
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 0.52 5.76 7.97 7.88 6.78 6.79 6.88
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 1.28 4.32 7.05 7.11 6.29 7.69 8.2
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 0.63 4.31 7.03 7.02 5.72 7.12 7.76
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 0.77 4.06 7.08 7.06 5.7 6.57 6.47
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.23 3.82 7.3 7.01 6.6 5.98 7.52
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 1.23 3.82 7.3 7.01 6.6 5.98 7.25
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.56 3.79 6.71 6.64 8.61 6.53 7.6
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth 01-08-2018 1.6 3.24 6.32 6.22 4.67 - 5.07
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.33 3.22 6.66 6.86 5.66 7.26 7.8
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 1.34 3.19 6.64 6.75 5.73 7.22 6.03
JM Dynamic Bond Fund (Regular) - Growth Option 25-06-2003 0.98 2.92 6.59 6.39 5.58 6.25 6.54
Quantum Dynamic Bond Fund - Regular Plan Growth Option 05-04-2017 1.0 2.26 6.44 6.74 5.92 - 6.57
HSBC Dynamic Bond Fund - Regular Growth 01-01-2013 0.61 2.03 6.23 6.27 5.2 6.43 5.76
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth 01-12-2008 1.6 1.68 6.1 6.22 5.08 6.79 7.41
ITI Dynamic Bond Fund - Regular Plan - Growth Option 14-07-2021 1.19 1.6 5.76 5.84 - - 5.2
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 1.41 1.47 5.6 5.96 5.9 5.78 7.9
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.66 1.44 5.83 6.06 4.96 6.56 7.1
Groww Dynamic Bond Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option 30-11-2018 1.32 1.03 4.72 4.83 4.5 - 5.43
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option 23-09-2004 1.7 0.32 5.17 5.53 4.92 5.89 7.3
DSP Strategic Bond Fund - Regular Plan - Growth 16-05-2007 1.2 -0.26 5.22 6.27 5.11 6.51 6.61
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option 29-05-2009 1.78 -0.57 4.28 4.72 4.1 5.64 6.56
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.58 -0.96 4.62 5.12 4.12 5.44 6.07

Luxe Avenues

Waste no more time

Learn More