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Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 105,198 5,198 5.2
HDFC Dynamic Debt Fund - Growth Option 100000 106,433 6,433 6.43
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 5,198 Not Applicable Not Applicable 1,560 3,639
HDFC Dynamic Debt Fund - Growth Option 6,433 Short Term Not Applicable 1,930 4,503

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

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Data as on - 29-05-2023
Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.19 10.07 6.14 7.06 5.74 6.73 7.62
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 1.19 10.07 6.13 7.05 5.74 6.73 7.33
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 1.64 8.7 5.03 4.5 7.54 7.06 5.98
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 0.66 8.37 4.32 5.17 7.69 7.37 8.01
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 0.7 8.31 4.36 4.47 6.69 6.74 6.44
Baroda BNP Paribas Dynamic Bond Fund-Defunct Plan - Growth Option 01-01-2013 0.0 8.23 - - - - 6.14
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 1.31 8.21 5.27 5.89 7.74 9.25 8.46
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option 01-01-2013 1.69 8.2 - - - - 6.0
Quantum Dynamic Bond Fund - Regular Plan Growth Option 01-04-2017 0.73 7.75 4.98 4.92 7.19 - 6.56
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.05 7.15 4.41 4.28 7.5 7.33 6.8
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth 01-12-2008 1.61 6.8 3.41 3.76 7.33 7.16 7.68
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option 29-05-2009 1.75 6.73 3.64 3.4 5.86 6.56 7.0
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 0.52 6.66 5.23 6.23 6.53 - 6.68
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.5 6.62 3.03 3.53 6.25 5.77 6.41
JM Dynamic Bond Fund (Regular) - Growth Option 25-06-2003 0.95 6.59 4.57 4.93 5.67 7.01 6.59
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 05-03-2017 1.11 6.46 2.97 3.01 6.41 - 5.64
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 1.72 6.4 6.09 5.86 5.74 6.41 8.13
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.3 6.37 4.2 5.0 7.48 8.01 8.02
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth 01-08-2018 1.58 6.34 2.72 3.35 - - 4.5
HSBC Dynamic Bond Fund - Regular Growth 01-01-2013 0.76 6.23 3.75 3.74 6.44 6.96 5.69
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.52 6.0 12.06 9.23 5.84 7.27 7.85
Indiabulls Dynamic Bond Fund - Regular Plan - Growth option 30-11-2018 0.76 5.88 3.85 4.37 - - 5.83
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.63 5.82 3.61 3.87 6.61 6.97 7.43
ITI Dynamic Bond Fund - Regular Plan - Growth Option 14-07-2021 1.19 5.48 - - - - 4.32
Edelweiss Money Market Fund - Regular Plan - Growth Option 27-06-2008 0.97 5.36 3.95 3.66 6.73 6.18 6.25

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