Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106,660 6,660 6.66
HDFC Dynamic Debt Fund - Growth Option 100000 103,515 3,515 3.52
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6,660 Not Applicable Not Applicable 1,998 4,662
HDFC Dynamic Debt Fund - Growth Option 3,515 Short Term Not Applicable 1,055 2,461

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Submit
Data as on - 13-07-2026
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Bandhan Dynamic Bond Fund - Regular Plan B - Growth 01-12-2008 1.6 6.11 6.2 7.06 5.65 6.89 7.54
360 One Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 0.59 6.01 8.18 8.06 6.96 6.9 6.97
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 0.62 5.85 7.63 7.38 6.22 7.21 7.84
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 1.27 5.28 7.3 7.34 6.61 7.63 8.25
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.22 5.19 7.35 7.3 6.88 5.95 7.56
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 05-03-2017 1.02 5.08 6.52 6.41 5.09 - 5.86
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.33 5.01 6.75 7.21 6.08 7.29 7.87
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 1.37 4.57 6.32 6.65 6.09 7.03 6.06
MahIndra Manulife Dynamic Bond Fund - Regular Plan - Growth 01-08-2018 1.51 4.42 6.34 6.55 5.09 - 5.26
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 0.74 4.29 7.14 7.13 6.17 6.52 6.51
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.68 3.81 6.38 6.61 8.83 6.36 7.58
Quantum Dynamic Bond Fund - Regular Plan Growth Option 05-04-2017 0.99 3.8 6.35 6.96 6.36 - 6.7
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 1.42 3.66 5.83 6.39 5.22 5.78 7.94
HSBC Dynamic Bond Fund - Regular Growth 01-01-2013 0.61 3.55 6.15 6.59 5.52 6.37 5.82
JM Dynamic Bond Fund (Regular) - Growth Option 25-06-2003 0.96 3.21 6.36 6.45 5.75 6.22 6.55
DSP Strategic Bond Fund - Regular Plan - Growth 16-05-2007 1.2 2.83 5.27 6.33 5.69 6.55 6.7
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.66 2.55 5.38 6.07 5.19 6.46 7.11
ITI Dynamic Bond Fund - Regular Plan - Growth Option 14-07-2021 1.15 2.01 5.0 5.73 - - 5.18
Groww Dynamic Term Fund Regular Plan Growth Option 30-11-2018 1.46 1.75 4.41 4.83 4.55 - 5.4
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.55 1.52 4.75 5.48 4.6 5.48 6.18
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option 23-09-2004 1.7 1.52 4.75 5.49 5.22 5.82 7.31
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option 29-05-2009 1.69 1.07 3.88 4.8 4.37 5.57 6.57