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Retail investors who are new to equity markets usually prefer large cap stocks or mutual funds. Investors often view large cap companies as safer investment options compared to small and mid cap companies. Large cap funds are less volatile than midcap funds and their downside risks are limited in bear markets...

Small and midcap funds have outperformed large cap funds in 2015. While historically, small and midcap funds tend to underperform large cap funds in volatile market conditions, 2015 has been an exception. But even if we ignore 2015, small and midcap funds have the potential to provide higher returns in the long term...

Mutual funds paying high dividends have their own appeal for a certain set of investors, especially those looking for regular income from their investments. Dividend plans distribute profits made by the fund at periodic intervals. Investors who need regular cash flows can benefit from dividend plans and at the same time...

Most of us keep our surplus cash lying in our savings bank account. It is safe and convenient, if we need to use the money on a frequent basis. However, we should, from time to time, take a look at our savings bank statement and ask ourselves, how much balance we should have in our savings bank account? We should always...

Tax Planning should always begin at the beginning of the financial year and not towards the end. Remember, the longer you wait for start your investment, the more you will lose out on returns. Section 80C of Income Tax Act allows tax payers to claim deductions from their taxable income by investing in certain instruments...

Retirement planning is a complex but a very important topic, especially in today’s context as our country is going through a process of economic and social transformation. Some of these changes are...